METHODS OF CONSTRUCTION OF A RATING OF LIQUIDITY OF FUNCTIONING OF COMMERCIAL BANKS

Abstract

Article is devoted to a technique of construction of a rating of liquidity of functioning of commercial banks. In article are analyzed probability of event which consists that commercial bank during a certain interval of time will be liquid to function taking into account influence of random factors, i.e. regularly and in due time to carry out all functions. The special attention is given to questions of a problem of working out and introduction of a method of a rating of liquidity of commercial banks in Uzbekistan. By working out and research of the given problem methods and receptions of probability theory, the mathematical statistics and econometric modeling are used. The author comes to conclusion, that in article the technique of forecasting of a financial condition of commercial bank according to which liquidity of commercial bank is defined by probability of the event, consisting is proved what to be during a certain interval of time in the near future will be liquid to function taking into account influence of casual parameters. By imitation of parameters of the equations there is a possibility of monitoring, the control and the forecast of a rating of liquidity of commercial bank in the near future. By results of research are prepared corresponding prognosis recommendations and offers for the persons making of the decision. It will help to prepare better bank system for new calls.